Cash loans for bad credit are small personal loans, usually from $2,100 up to $10,000, repaid over a period of up to 24 months. Each loan will have an establishment fee and either monthly fees or interest, depending on the amount applied for.

Cash Loans For Bad Credit: What Are They About?

When you need cash in a hurry, there’s no better option than a quick, convenient loan. Trouble is, it’s getting harder and harder to apply if your credit is less than perfect. We say enough is enough! That’s why we can find lenders for cash loans for bad credit.

At Pocket Cash, we can find lenders that provide cash loans for bad credit. No more lengthy applications, piles of paperwork and worries about your credit record! Just choose your loan amount, give us a few details and we’ll get to work finding you a lender, fast.

Are you stressed because your car needs an emergency service? Are you really looking forward to the holidays and in need of some cash for a quick getaway? Let us see if we can help you find the loan you’re after!

Let’s take a closer look at cash loans, how they work, and what you need before you apply. Even if you’ve never applied for a loan in your life, you’ll find all the info you need on this page. Let’s get going!

Quick loans when you need money fast – don’t let bad credit stand in your way!

There are times when you need cash in a flash – and when the clock is ticking, who has days or weeks to wait for an outcome? Traditional loans take ages to apply for – not to mention hours wasted in the loans office. Heaps of forms and printed documents, days of anxiousness waiting for the result, and strict credit checks – could it get any worse?

Whether you need a tooth repaired, a new tablet, or a weekend away we know you don’t want to be short of cash.

With household budgets stretched thin, most of us can’t wait months or years to save up for the things we need right now – and that’s where cash loans can be a real lifesaver! Instead of losing sleep worrying where the money will come from, you could be breathing easily with one of the cash loans we can find from lenders.

We’ve decided to take the stress and hassle out of applying for cash loans for bad credit. Instead, we offer fast application times, friendly service, and quality lenders that we’ve chosen because they understand the needs of real customers – like you.

You can apply for a cash loan 100% online using our website. Our loan providers offer amounts between $2,100 and $10,000 over up to 24 months – and that means affordable repayments. Are you an Australian resident and have a regular income? Great! Pop an application in!

Revved up and ready to apply? Before you hit “apply”, there are a few things we want you to know. Here’s the full story about cash loans for bad credit. Let’s find out more…

Are there really cash loans for bad credit?

If you’ve been rejected for a loan in the past because of your credit score, you may be ready to give up on getting some fast cash in your pocket. Luckily, we have great news for you: having a perfect credit record isn’t the only way to get a loan.

Life has its ups and downs, and when reality bites, maintaining a perfect credit record is the last thing anyone has time to think about. A few black marks on your credit record show that you’ve been through the big adventure called life, however, they can make it difficult to get credit.

If you have bad credit, you may have been passed over by banks and old-school lenders. We’re different!

Hard-working people across Australia have been asking for personal loans that don’t come with crazy requirements – and we’ve been listening. If you’ve struggled to get a loan in the past because of bad credit, we’d love to try and find you an understanding lender! Here’s what makes these lenders stand out in the crowd:

• They are flexible and care about your current situation – not your credit history from years ago
• They specialise in providing cash loans for bad credit customers
• You’ll be able to choose from a range of amounts
• Nobody will ask you any awkward questions about your credit – so let’s forget about it and move on!

Bad credit doesn’t mean you can’t apply for a loan – so don’t stress about your credit score. Instead, we’d like to give you all the info you’ll need to apply for any customers – it’s easier than you may think!

What you’ll need before you apply

So, you don’t need a perfect credit score to apply for a cash loan – but what do you need? We’ll cut right to the chase and give you our list of requirements. You’ll need to make sure you match these before we can start finding you a lender for quick loans for bad credit customers.

You need to be a citizen or permanent resident of Australia

When you apply for a cash loan through our website, you’ll need to be set to repay it over up to 24 months. That’s why we need to know that you’re a citizen or resident of Australia. Much as we love tourists and visitors, we need to know that our customers will be around for the next few years!

When you apply, we’ll ask you for proof of identification. Once we know who our newest customer is, we can get to work finding you a lender who may be able to help you out!

You’ll need a regular income

Before we can start finding you a lender, you’ll need to make sure you can afford the repayments. As long as you have a regular income, you should be good to go.

If you earn a monthly salary or receive a grant or other government support, you can apply with confidence! We can find lenders who can provide cash loans for Centrelink customers with bad credit. If you have a reliable income, you’re definitely in the running for a cash loan.

You need to be contactable

Yep, you’ll need to provide us with an email address and personal mobile number so that your lender can get in contact with you to discuss your application.

You’ll need to be old enough!

And, last but not least, you’ll need to be 18 years of age or older! Obviously, we won’t be able to accept an application from you if you aren’t an adult.

How to apply for cash loans for bad credit

Applying for a quick cash loan is simple and you can do everything 100% online. There are a few steps you’ll need to follow, but don’t worry – they are super easy! We’ll take you through them below.

First off, you’ll need to choose the loan amount you’d like and the number of months you’d like to repay it over. You can do this by using the slider on our loan application box.

Once you’ve moved the slider to the loan amount you’d like, click on the box below to choose the number of months. You can choose up to 24-month terms.

So far so good – you’ve told us how much cash you need and how long you want to repay it over. So, now we’ll need some extra info, just to get to know you better!

Since our loan application process is 100% online-based, you won’t need to scan and upload paper documents. Who’s got time for that anyway? All we need is a few bits of info that will let us start finding you a lender.

Here’s what we’ll ask you for:

• Proof of identification
• Employment details if you get your income from a salary
• Your internet banking credentials – so we can grab a read-only copy of your bank statements
• Your myGov details – if you receive a Centrelink income
• The reason you’re applying for a loan

Once we have these details from you we gather them together and get them ready for a lender to assess once we find one.

How long will all of this take? Do cash loans for bad credit customers take days to be assessed?

If you’re worried about all the steps in the application process, you can take it easy. Most people complete their online applications in just minutes!

Once we’ve received your information, we’ll get to work finding you a loan provider.

We aim to complete each application in about an hour, but it may take a little longer. We’re only human, after all!

If you apply outside of regular business hours, we’ll only be able to start working on your application the next day – but hang in there, we’re on it!

Hear the good news that a lender has been found for you? Congrats! The lender will be in contact soon to go over the finer details.  That’s our job done! From here on out you’ll deal with your lender directly.

A final word on fast cash loans

Happy endings – who doesn’t love them? After applying, submitting your info, and waiting for your lender to get in touch, you could be on your way to finding finance! We aim to help customers across Australia find loans to pay for kids’education, take amazing vacations and honeymoons, book life-changing dental surgery and so much more with fast cash loans bad credit applicants can apply for.

Whatever you need cash for, tell us and we can help you find the cash loans lender you need. There’s no time for bad credit worries at Pocket Cash!

Are your pockets itching for some much-needed cash? Now that you’ve got the info you need, it’s time to apply! So, simply choose your loan amount and repayment period, let us have your details, and we’ll take it from there!

Have any questions about our loan-finding service? Don’t hesitate to contact our team of loan specialists at hello@pockatcash.com.au. Chances are the answer to your question may be waiting for you on our FAQ page.

Looking for unsecured loans? Apply with Pocket cash!