Looking for Centrelink loans no credit check?

Do you need cash fast but you’re receiving Centrelink payments? Searching for a lender who will offer ‘Centrelink loans no credit check’? Look no further than Pocket Cash! Whether your car has broken down or utility bills are unexpectedly high, it can be difficult to make ends meet when you’re on a low income.

As a lender-finding service, we can’t offer ‘Centrelink loans no credit check’ but we can help you find a suitable lender for your situation. We understand that if you’re looking for Centrelink loans without a credit check, you might be worried about your credit score and Centrelink payments getting in the way of receiving the money you need. Luckily for you, we work with a pool of lenders who believe in giving every Aussie a fair go, no matter their financial history.

So, if you’re on Centrelink and you’ve got a bad credit score, don’t hesitate to apply with Pocket Cash today!

Centrelink loans no credit check FAQs

What is a Centrelink loan?

A Centrelink loan is a personal loan offered to people who are receiving Centrelink payments. Often, traditional banks and lenders are less flexible when it comes to providing loans to those who are receiving government benefits. As a result, it can be time-consuming and difficult to find a lender who will provide you with a personal loan while on Centrelink. This is where Pocket Cash comes in! Submit an application with us today and we’ll do our best to match you with a suitable lender.

Can I get a personal loan if I’m on Centrelink?

Yes, you can! This is because some lenders we work with consider Centrelink payments as a form of income. So, if you’ve been trying to find ‘Centrelink loans no credit check’ and aren’t sure which lender will offer you a loan, search no more! At Pocket Cash, we do all the hard work for you.

Where can I get Centrelink loans no credit check?

If you’ve been frantically googling ‘Centrelink loans no credit check’, you’ve come to the right place! At Pocket Cash, we believe receiving Centrelink payments shouldn’t stop you from getting the cash you need.

While we can’t promise we’ll be able to find you a lender, we’ll always do our best to find you an offer. Ultimately, our panel of lenders prefer to look at your income and spending patterns, rather than only your credit score, to determine your ability to borrow money. So, whether you’ve got bad credit, low credit, or no credit, apply with us today and we could get you an outcome in minutes!

Will you check my credit score?

We understand that if you’ve been searching ‘Centrelink loans no credit check’, you might be worried about your bad credit score. As Pocket Cash is a lender-finding service, we don’t check your credit score ourselves. However, we work with a panel of lenders who follow responsible lending guidelines and, as a result, will conduct a credit score check. Don’t fret, though! Our lenders believe in getting a much better idea of your ability to borrow money by looking at your income, financial commitments, and spending habits — rather than just your credit score.

Am I eligible to apply?

Before you begin your application with us, it’s important to make sure you fit our criteria. To be eligible you need to:

• Be 18 years or older;
• Be an Australian citizen or permanent resident;
• Hold an active email address and phone number;
• Have internet banking set up;
• Have evidence of a regular income (deposited into a personal bank account for the last 90 days).

Do I need any documents to apply?

At Pocket Cash, we pride ourselves on offering a fast and simple application. This means you don’t have to worry about mountains of paperwork or lining up in-person. So, all you need for your application is:

• Personal info (name, DOB, etc.);
• Employment details and contact info;
• Internet banking details;
• myGov details (if you are receiving Centrelink benefits);
• The reason you’re applying for a loan.

How does it work?

While we don’t claim to find lenders offering ‘Centrelink loans no credit check’, applying with us couldn’t be any easier! To submit an application with us, all you have to do is follow these easy steps:

Step 1: Apply online

To get started, scroll up to the top and use the handy slider to choose how much you want to borrow and for how long and click ‘Apply Now’. We’ll then take you through to the application form and get you to fill in a few more details — it should only take a few minutes to complete!

Step 2: We search for a lender

After you submit your application, we get to work straight away on finding you the right lender for your situation. If we can match you with a lender, we’ll pass on your application details to them. Once they have received all your information, they’ll get to work on their assessment process which will include a credit score check and a look at a read-only copy of your bank statements.

Step 3: Sign your contract

If you’ve been approved, congratulations! Your lender will send through your loan contract for you to have a read over. If you’re happy with the terms and conditions, sign it and send it back to your lender.

Step 4: Get your cash!

After the lender receives your signed contract, they’ll transfer the money to you straight away. If you have a NPP-enabled bank account, you could receive your funds in just 60 seconds, depending on the lender!

Why choose Pocket Cash?

Although we can’t promise ‘Centrelink loans no credit check’, there are still plenty of reasons to let us help you find the right lender. Here are just some of the reasons:

• 100% online: Our application is 100% online which means you can apply with us anywhere and anytime (yes — even from your couch!) on any smart device.
• Paperwork-free: Say goodbye to mountains of paperwork with Pocket Cash’s paper-work free application! Since we’re online-only, we don’t require any physical paperwork to submit an application.
• No hassle involved: We understand that when searching for ‘Centrelink loans no credit check’, you’ll likely come across plenty of lenders promising you a lot. Instead of going through the hassle of finding the right lender for you and submitting multiple applications, let us do the hard work for you! All you have to do is submit one application with us and we’ll sort through a panel of lenders to find the right loan for you.
• It’s free: That’s right — we don’t charge a single cent! Pocket Cash is a free lender-finding service and there are no fees involved.