Looking to get guaranteed approval on a loan? 

Been Googling ‘guaranteed loan approval no credit check’ and hoping for the best? If this is the case, chances are you have bad credit and have been knocked back by lenders in the past because of it. Well, we’re here to tell you that not all hope is lost. Pocket Cash can find you a lender to provide you with a bad credit loan! If this sounds something you’d be interested in, read on to find out how they work and if you’re eligible. 

Who is Pocket Cash?

We’re glad you asked! Pocket Cash is a lender finder that more Aussies trust to find reliable personal loans. We aren’t the ones lending the money. Instead, when you submit an application with us, we do our best to find you a lender that can provide you with the cash you need. This saves you time and effort of scouring the internet looking for a suitable lender. We also show your application to a number of lenders to give you the best chance of approval. 

What is guaranteed loan approval no credit check?

Guaranteed loan approval no credit check is a type of finance option that some people search for. Unfortunately, Pocket Cash cannot find you a guaranteed approval loan or a no credit check loan. This is because the lenders that we match applicants with all adhere to responsible lending practices.  

This means that they will always conduct a proper assessment of your application, including a credit check. Unlike traditional lenders like banks or credit unions, however, online lenders can look past a less than perfect credit score when assessing your application. That means Pocket Cash can match you with a suitable lender to provide you with the cash you need!

I have bad credit – Can I still apply? 

The short answer is Yes! You’d be surprised how many Aussies don’t know that they can get approved for a loan with a bad credit score. How? Well, in this day and age there are several online lenders on the market. When the bank says no, these guys can say yes! Pocket Cash, along with the lenders we match applicants with, treat your credit history is history! We don’t think a mistake you made up to 7 years ago necessarily represents how you are with money today. 

Although we can’t promise ‘guaranteed loan approval no credit check’, we’re the experts at finding Aussies personal loans- bad credit and all. We’ll show your application to a number of lenders to give you the best chance of approval. 

Will Pocket Cash conduct a credit check?

No. Pocket cash will not conduct a credit check when you submit an application. This is because we’re not the ones lending the money. As a lender finder, we will do our best to find you a suitable lender. If we’re able to match you with a lender we’ll put you straight in touch. From here they will conduct an assessment of your loan application. This will most likely include a credit check as it is a mandatory requirement stated in the responsible lending guidelines. 

Am I eligible to apply?

Although Pocket Cash doesn’t promise customers guaranteed loan approval no credit check, we can promise we’ll give you the fair go you deserve when accessing finance. That’s why we just have a simple set of requirements you’ll need to meet to be eligible. So, to apply, you must: 

• Be over 18 years of age;
• Receive a regular income into a personal bank account for at least the last 3 months;
• Be an Australian resident, or have permanent residency;
• Have an active mobile number and email address;
• Have internet banking setup.

What documents will I need? 

No paper forms, no printing, no trips to the bank. Pocket Cash’s application process is super simple and convenient. You’ll just have to submit a few documents online and that’s it. We recommend having the following details before you apply so you can breeze through the application:

• Personal details like your online banking & employment info; 
• An active email address and mobile number;
• The reason you are applying for the loan; 
• Your MyGov details (if you are receiving Centrelink payments);
• Employer and contact details.

The benefits of applying with Pocket Cash

Unfortunately, we cannot help customers looking for guaranteed loan approval no credit check. However, we could match you with a lender willing to provide you with a bad credit loan. And that’s not the only benefit of applying with Pocket Cash. We’ve listed a few more below:

100% online

Yep, that’s right. Every step of the Pocket Cash process is online. That means no printing, physical paper forms and definitely no trips to the bank. Our simple online submission can take just a few minutes to complete. If we’re able to find you a lender, we’ll put you in touch with them straight away. 

It’s completely free

Pocket Cash’s lender finder service is completely free! You won’t have to pay a cent to submit an application with us. You are under no obligation to pay anything until you’ve submitted your contract with your lender. 

It’s fast

Just about as close to instant as you can get! When you apply through pocket Cash’s lender finder service, our team will immediately get to work showing your application to a number of lenders. We could even match you with a suitable lender within 60 minutes.* But we’re not finished! If approved for a loan by your lender, you could have the cash in your account within just 60 seconds of signing your contract**!

What’re you waiting for? 

Although we don’t promise to find guaranteed loan approval no credit check, that doesn’t mean we can’t help you. We show your application to a number of lenders to give you the best chance of approval. Yep, that includes people with bad credit and people who receive Centrelink benefits. It’s our goal to help as many Aussies as possible to access the cash they need! 

Got questions? Visit our FAQ page to find your answer. Alternatively, you can get in contact with our team for more information. 

*If you apply during AEST business hours and you don’t have to submit any additional documents

**If you have an NPP-enabled bank account